{"id":59,"date":"2015-04-16T07:30:35","date_gmt":"2015-04-16T07:30:35","guid":{"rendered":"http:\/\/www.keystoneinsurance.us\/?p=59"},"modified":"2015-04-02T15:47:20","modified_gmt":"2015-04-02T15:47:20","slug":"5-ways-to-save-on-auto-insurance","status":"publish","type":"post","link":"https:\/\/keystoneinsurance.us\/?p=59","title":{"rendered":"5 Ways To Save On Auto Insurance"},"content":{"rendered":"

\"April_Blog_3-2015\"<\/a><\/p>\n

Are you tired of paying too much for auto insurance? \u00a0No one wants to pay more than they have to! \u00a0That\u2019s why it\u2019s important to know what savings and discounts are available. \u00a0Here are a few\u00a0things to discuss with your agent at your next review.<\/span><\/span><\/span><\/p>\n

Is Your Driving Record Accurate?<\/span><\/span><\/span><\/strong><\/p>\n

Tickets, accidents, and claims will raise your rates! \u00a0That\u2019s why it\u2019s important to make sure your motor\u00a0vehicle report is accurate. \u00a0Ask your agent if anything showed on your record and make sure that\u00a0the information is correct. \u00a0<\/span><\/span><\/span><\/p>\n

Take A Defensive Driving Class<\/span><\/span><\/span><\/strong><\/p>\n

Have you taken a defensive driving course in the past? \u00a0Let us know. \u00a0You may qualify for a discount! \u00a0<\/span><\/span><\/span><\/p>\n

Don\u2019t forget about driver\u2019s ed classes for your teenagers too. \u00a0Just get a copy of the completion certificate for your records. \u00a0Many of these discounts apply for several years and give substantial savings. \u00a0<\/span><\/span><\/span><\/p>\n

Increase Your Deductibles<\/span><\/span><\/span><\/strong><\/p>\n

The deductible is the amount you pay out of pocket after an accident\u00a0(or for hail damage, etc.)<\/span><\/span><\/span><\/p>\n

The higher<\/strong> <\/em>that out-of-pocket<\/strong><\/em> amount, the lower<\/strong><\/em> your monthly premium<\/em><\/strong>! \u00a0<\/span><\/span><\/span><\/p>\n

So if you are currently carrying $100 or $250 deductibles, consider raising them to $500 and keeping a little extra<\/strong> in your savings<\/strong> account<\/strong>. \u00a0You could save a lot each month while still being protected from any major damage. \u00a0We can give you prices for a range of deductibles to help you decide.<\/span><\/span><\/span><\/p>\n

Find The Best Payment Options<\/span><\/span><\/span><\/strong><\/p>\n

Depending on your individual policy, we may be able to offer various discounts for paying your policy premium in full or putting it on a monthly\u00a0bank draft.<\/span><\/span><\/span><\/p>\n

While $3-4 a month might not seem like much, over time it really adds up! \u00a0Ask us about payment options for your policy and see where you can save.<\/span><\/span><\/span><\/p>\n

Keep ALL of Your Insurance In One Place<\/span><\/span><\/span><\/strong><\/p>\n

And one of the largest, and most overlooked, savings opportunities is to have multiple polices with us! \u00a0<\/span><\/span><\/span><\/p>\n

If you carry homeowners or renters insurance with a different company, let us quote it! Many times our clients will save several hundred dollars per year just by having their policies in one place. \u00a0It\u2019s a no-brainer! \u00a0<\/span><\/span><\/span><\/p>\n

And remember, getting these savings isn\u2019t difficult. \u00a0In fact, with one short phone call we can review your policy, look for discount opportunities, and discover your coverage. \u00a0Give us a call today to get started!<\/span><\/span><\/span><\/p>\n

Du Bois (814) 371-4901,\u00a0<\/strong>Pittsburgh (412) 265-6383, Toll-Free 1-800-569-2867<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Are you tired of paying too much for auto insurance? \u00a0No one wants to pay more than they have to! \u00a0That\u2019s why it\u2019s important to know what savings and discounts are available. \u00a0Here are a few\u00a0things to discuss with your agent at your next review. Is Your Driving Record Accurate? Tickets, accidents, and claims will […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[11],"tags":[6],"class_list":["post-59","post","type-post","status-publish","format-standard","hentry","category-car-truck-insurance","tag-car-insurance-dubois-pa"],"aioseo_notices":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5ZNiF-X","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/posts\/59","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=59"}],"version-history":[{"count":1,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/posts\/59\/revisions"}],"predecessor-version":[{"id":61,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/posts\/59\/revisions\/61"}],"wp:attachment":[{"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=59"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=59"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=59"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}