{"id":504,"date":"2016-10-20T07:30:32","date_gmt":"2016-10-20T07:30:32","guid":{"rendered":"http:\/\/www.keystoneinsurance.us\/?p=504"},"modified":"2016-10-23T03:21:48","modified_gmt":"2016-10-23T03:21:48","slug":"what-is-mortgage-protection-insurance","status":"publish","type":"post","link":"https:\/\/keystoneinsurance.us\/?p=504","title":{"rendered":"What Is Mortgage Protection Insurance?"},"content":{"rendered":"<p><a href=\"https:\/\/i0.wp.com\/www.keystoneinsurance.us\/wp-content\/uploads\/2016\/10\/October_Blog_3.jpg\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"505\" data-permalink=\"https:\/\/keystoneinsurance.us\/?attachment_id=505\" data-orig-file=\"https:\/\/i0.wp.com\/keystoneinsurance.us\/wp-content\/uploads\/2016\/10\/October_Blog_3.jpg?fit=600%2C300&amp;ssl=1\" data-orig-size=\"600,300\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"october_blog_3\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/keystoneinsurance.us\/wp-content\/uploads\/2016\/10\/October_Blog_3.jpg?fit=600%2C300&amp;ssl=1\" class=\"alignnone size-full wp-image-505\" src=\"https:\/\/i0.wp.com\/www.keystoneinsurance.us\/wp-content\/uploads\/2016\/10\/October_Blog_3.jpg?resize=600%2C300\" alt=\"october_blog_3\" width=\"600\" height=\"300\" srcset=\"https:\/\/i0.wp.com\/keystoneinsurance.us\/wp-content\/uploads\/2016\/10\/October_Blog_3.jpg?w=600&amp;ssl=1 600w, https:\/\/i0.wp.com\/keystoneinsurance.us\/wp-content\/uploads\/2016\/10\/October_Blog_3.jpg?resize=300%2C150&amp;ssl=1 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>Have you ever heard of mortgage protection insurance and wondered what it was?\u00a0 Well today we\u2019ll tell you all about it!<\/p>\n<p>&nbsp;<\/p>\n<p>Mortgage Protection is a type of life insurance policy designed to pay off the mortgage in the event of the breadwinner\u2019s death.<\/p>\n<p>&nbsp;<\/p>\n<p>For many people, the mortgage is their single largest debt and it can be stressful to think about that expense if something were to happen to their spouse.<\/p>\n<p>&nbsp;<\/p>\n<p>When we quote life insurance protection for a mortgage, we look at how much you owe on the mortgage and how many years remain on the debt.\u00a0 For example, if you had a 30-year mortgage for $250,000, then you\u2019d want a policy that paid that amount out for 30 years.<\/p>\n<p>&nbsp;<\/p>\n<p>If you or your spouse were to die (or it can be placed on only one person if you have a single income home), then you would receive a check for $250,000 and could use it to pay off the mortgage immediately.\u00a0 If you had paid down the balance over the years, then any extra remaining could be used however you like.<\/p>\n<p>&nbsp;<\/p>\n<p>There are some specific mortgage protection policies that go down in value over time as the mortgage balance decreases and that could be an option as well.<\/p>\n<p>&nbsp;<\/p>\n<p>The key is to work closely with your agent who can explain the key differences and find the product that best protects YOUR family.\u00a0 We can help!\u00a0 Give us a call today to discuss life insurance for your mortgage and family today.<\/p>\n<p><strong>Zappia Insurance &amp; Financial Group<\/strong><\/p>\n<p><strong>Du Bois: (814) 371-4901, Pittsburgh (412) 265-6383,<\/strong><\/p>\n<p><strong>Toll-Free: 1-800-569-2867<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Have you ever heard of mortgage protection insurance and wondered what it was?\u00a0 Well today we\u2019ll tell you all about it! &nbsp; Mortgage Protection is a type of life insurance policy designed to pay off the mortgage in the event of the breadwinner\u2019s death. &nbsp; For many people, the mortgage is their single largest [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-504","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Have you ever heard of mortgage protection insurance and wondered what it was? 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