{"id":501,"date":"2016-10-13T07:30:58","date_gmt":"2016-10-13T07:30:58","guid":{"rendered":"http:\/\/www.keystoneinsurance.us\/?p=501"},"modified":"2016-10-23T02:54:34","modified_gmt":"2016-10-23T02:54:34","slug":"can-i-find-out-the-insurance-cost-before-i-buy-the-car","status":"publish","type":"post","link":"https:\/\/keystoneinsurance.us\/?p=501","title":{"rendered":"Can I Find Out The Insurance Cost BEFORE I Buy The Car?"},"content":{"rendered":"

\"october_blog_2-1\"<\/a><\/p>\n

Has this ever happened to you?\u00a0 You made the decision to purchase a new vehicle, got it home, called and added it to your insurance, and then realized that your monthly insurance premium just did a big jump UP?<\/p>\n

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This can be stressful if you\u2019re not expecting it!\u00a0 Here are a few things to keep in mind before you sign on the dotted line.<\/p>\n

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One important thing to remember when purchasing a new vehicle is that the salesperson wants to make a sale.<\/p>\n

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Unfortunately, they might lead you to believe that this model of car has cheaper insurance than your old one, even if they don\u2019t know for sure!\u00a0 For a long time, there was a myth that red cars cost more than other colors to insure, but it\u2019s just not true.<\/p>\n

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Some dealerships will offer car insurance at their location and may give you a general \u201cquote\u201d on the cost, but this can be unreliable as well.\u00a0 The information may assume a better credit rating or driving record than you have, leading a rate hike after the sale.<\/p>\n

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You want to research the vehicle costs on your own first and verify them.\u00a0 Don\u2019t just go by the information you receive at the dealership.<\/p>\n

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If you\u2019re making a huge jump in vehicles, prepare to pay more for insurance.\u00a0 If you have an older vehicle that currently is insured for liability only, and you\u2019re upgrading to brand new vehicle with a loan on it, you\u2019ll be looking at higher costs.<\/p>\n

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Some lienholders also require that you carry a $500 deductible on your new vehicle, which can make a difference if you\u2019ve had a higher deductible in the past.<\/p>\n

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Here\u2019s the best advice we can offer!\u00a0 BEFORE you purchase the vehicle, write down the year, make, model (and even VIN number if available) and call us.<\/p>\n

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We\u2019ll go into your current policy and put in that vehicle to give you an EXACT cost.\u00a0 If you\u2019re trading in another car, we\u2019ll remove that one too.<\/p>\n

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We won\u2019t officially make the change until you confirm it, but this will take away any surprises.\u00a0 You\u2019ll know exactly what your pro-rated premium will be and can make an informed decision on if that vehicle is the right choice for you.\u00a0 If you\u2019re comparing several, feel free to call with them all!\u00a0 That\u2019s the benefit of having a local agent!<\/p>\n

Zappia Insurance & Financial Group<\/strong><\/p>\n

Du Bois: (814) 371-4901, Pittsburgh: (412) 265-6383<\/strong><\/p>\n

Toll-Free: 1-800-569-2867<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Has this ever happened to you?\u00a0 You made the decision to purchase a new vehicle, got it home, called and added it to your insurance, and then realized that your monthly insurance premium just did a big jump UP?   This can be stressful if you\u2019re not expecting it!\u00a0 Here are a few things to […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-501","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t