{"id":467,"date":"2016-08-05T04:00:21","date_gmt":"2016-08-05T04:00:21","guid":{"rendered":"http:\/\/www.keystoneinsurance.us\/?p=467"},"modified":"2016-08-05T04:00:21","modified_gmt":"2016-08-05T04:00:21","slug":"back-to-school-tips","status":"publish","type":"post","link":"https:\/\/keystoneinsurance.us\/?p=467","title":{"rendered":"Back To School Tips"},"content":{"rendered":"

\"August_Blog_1\"<\/a><\/p>\n

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It\u2019s August and back to school season is just around the corner.\u00a0 Are you prepared?\u00a0 Here are a few tips to get you and your family ready \u201cinsurance\u201d wise!<\/p>\n

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Talk About Safety!\u00a0 <\/strong><\/p>\n

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Do you have young children who will be walking or riding their bike to school?\u00a0 Take time to talk about safety and do a \u201cdry run\u201d of the school route.<\/p>\n

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Have your children practice following the sidewalks, understanding the traffic lights, stranger safety, and what to do in case of an emergency.<\/p>\n

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Don\u2019t forget to buy new helmets or other safety gear so that it\u2019s the right fit for the new school year.\u00a0 There are some great video resources on bike safety for a variety of ages available here:\u00a0 http:\/\/www.pedbikeinfo.org\/bicyclesaferjourney\/<\/p>\n

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Cell Phone Safety<\/strong><\/p>\n

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If your children are a little older, then you have another safety discussion!\u00a0 Talk about the rules for using cell phones while driving, especially in regards to texting.\u00a0 In 2012, driver distraction was the cause of 18% of fatal accidents.\u00a0 Some studies have shown that texting increases the risk of a crash 23 times over driving while not distracted!<\/p>\n

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Set up clear consequences for distracted driving and be clear with your teens about the dangers.\u00a0 If you need ideas, here is a sample contract to create between you and your teen driver that you can adjust as needed – http:\/\/www.hagen-law.com\/teenage-drivers-contract\/<\/a><\/p>\n

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Get Good Grades<\/strong><\/p>\n

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Depending on your policy, you may be eligible for discounts when your teenage driver has good grades!\u00a0 Encourage them to keep their grades high for many reasons, with better insurance rates being one of them.\u00a0 This is especially motivating for teens that have to pay for their own insurance!<\/p>\n

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There are also some discounts available for drivers ed and additional drivers training courses.\u00a0 Give us a call to discuss what is available on your particular policy.<\/p>\n

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College Kids Count Too!<\/strong><\/p>\n

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While you\u2019ll want to remind your college age kids about not driving distracted, there are a few other things to consider for them too.<\/p>\n

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Depending on your Homeowners insurance, you may or may not need additional coverage for your college student\u2019s belongings while away at school.<\/p>\n

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Those laptops, textbooks, clothes, and electronics can add up fast!\u00a0 While Homeowners insurance does provide coverage for property off premises, it may not be enough (or may have a high deductible).<\/p>\n

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We can review your current policy and look at options for covering your student\u2019s belongings through your Homeowners or a new Renters insurance policy.<\/p>\n

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If you have questions about your college students or teen driver\u2019s insurance, give us a call today.\u00a0 And enjoy going back to school!<\/p>\n

Zappia Insurance & Financial Group<\/strong><\/p>\n

Toll-Free 1-800-569-2867<\/strong><\/p>\n

Pittsburgh (412) 265-6383<\/strong><\/p>\n

Du Bois & Treasure Lake (814) 371-4901<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

  It\u2019s August and back to school season is just around the corner.\u00a0 Are you prepared?\u00a0 Here are a few tips to get you and your family ready \u201cinsurance\u201d wise!   Talk About Safety!\u00a0   Do you have young children who will be walking or riding their bike to school?\u00a0 Take time to talk about […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[10,9],"tags":[],"class_list":["post-467","post","type-post","status-publish","format-standard","hentry","category-homeowner-tips","category-insurance-tips"],"aioseo_notices":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5ZNiF-7x","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/posts\/467","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=467"}],"version-history":[{"count":1,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/posts\/467\/revisions"}],"predecessor-version":[{"id":469,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/posts\/467\/revisions\/469"}],"wp:attachment":[{"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=467"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}