{"id":441,"date":"2016-06-16T16:40:32","date_gmt":"2016-06-16T16:40:32","guid":{"rendered":"http:\/\/www.keystoneinsurance.us\/?p=441"},"modified":"2016-06-16T16:40:32","modified_gmt":"2016-06-16T16:40:32","slug":"do-stay-at-home-parents-need-life-insurance","status":"publish","type":"post","link":"https:\/\/keystoneinsurance.us\/?p=441","title":{"rendered":"Do Stay-At-Home Parents Need Life Insurance?"},"content":{"rendered":"

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A lot of us assume that the only people who need life insurance are the breadwinners of the family.\u00a0 The person who brings home a paycheck that would need to be replaced if they were to pass away.\u00a0 But this simply isn\u2019t true!<\/p>\n

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If you\u2019re a single-income family, you also need to consider life insurance for the stay-at-home parent in your household.\u00a0 Why?<\/p>\n

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Well even if they aren\u2019t bringing in a regular paycheck, the stay at home parent is contributing in many ways – and those costs add up!<\/p>\n

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Salary.com\u2019s annual survey assessed that the base salary of a stay at home mom comes to $48,509 with an additional $94,593 in overtime pay!\u00a0 Stay at home parents are in charge of child care, housekeeping, daily cooking, shopping, and many other household tasks.<\/p>\n

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If they were to die, the working parent would still need to work, but would also have to afford child care and take on ALL of those household jobs.\u00a0 It would be extremely tough, especially after a terrible loss.<\/p>\n

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This is where good life insurance comes in.\u00a0 With the right coverage, the surviving spouse could afford the help they needed in a difficult situation.\u00a0 Plus, they could arrange to take time away from work as needed so that they could be there for their children.<\/p>\n

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Unsure of how much coverage your family needs?\u00a0 Let us help.\u00a0 We\u2019ll review your current household income and how much coverage would protect your family as well as your stay at home parent.\u00a0 Call us today for a free no-obligation review and quote.<\/p>\n

Zappia Insurance and Financial Group<\/strong><\/p>\n

Toll-Free 1-800-569-2867<\/strong><\/p>\n

Du Bois (814) 371-4901<\/strong><\/p>\n

Pittsburgh (412) 265-6383<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

  A lot of us assume that the only people who need life insurance are the breadwinners of the family.\u00a0 The person who brings home a paycheck that would need to be replaced if they were to pass away.\u00a0 But this simply isn\u2019t true!   If you\u2019re a single-income family, you also need to consider […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[62,9,58],"tags":[],"class_list":["post-441","post","type-post","status-publish","format-standard","hentry","category-financial-planning","category-insurance-tips","category-life-insurance"],"aioseo_notices":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5ZNiF-77","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/posts\/441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=441"}],"version-history":[{"count":1,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/posts\/441\/revisions"}],"predecessor-version":[{"id":443,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=\/wp\/v2\/posts\/441\/revisions\/443"}],"wp:attachment":[{"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/keystoneinsurance.us\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}