{"id":342,"date":"2016-02-04T07:30:45","date_gmt":"2016-02-04T07:30:45","guid":{"rendered":"http:\/\/www.keystoneinsurance.us\/?p=342"},"modified":"2016-03-07T17:16:16","modified_gmt":"2016-03-07T17:16:16","slug":"ask-an-agent-do-i-have-full-coverage","status":"publish","type":"post","link":"https:\/\/keystoneinsurance.us\/?p=342","title":{"rendered":"Ask An Agent – Do I Have Full Coverage?"},"content":{"rendered":"

\"February_Blog_1\"<\/a><\/p>\n

\u201cDo I have full coverage?\u201d is a popular question around our office.\u00a0 Clients often want to know if they have full coverage or liability only on their auto insurance policy.\u00a0 Unfortunately, there is no such thing as full coverage insurance!<\/p>\n

 <\/p>\n

Here\u2019s the problem – \u201cfull coverage\u201d has become a common term, but it can mean lots of different things.\u00a0 If a bank tells you that you need full coverage, they typically mean Collision and Comprehensive coverage.\u00a0 But you might think that full coverage means you have everything we offer.\u00a0 And there are a few important differences between the two.<\/p>\n

 <\/p>\n

Collision is what fixes or replaces your vehicle if you have an accident.<\/p>\n

 <\/p>\n

Comprehensive is what fixes or replaces your vehicle after storm damage, theft, vandalism, and other situations that don\u2019t involve an accident.<\/p>\n

 <\/p>\n

These two coverages are usually required<\/strong> by lenders and are sometimes called full coverage.\u00a0 But there are other things you may THINK you have when you say full coverage, that aren\u2019t automatically included.<\/p>\n

 <\/p>\n

One of those items is Rental Reimbursement.\u00a0 This is the coverage that supplies you with a rental car while your car is in the shop for repairs due to a claim.\u00a0 Another is Towing coverage, which tows your vehicle if it breaks down or even runs out of gas.<\/p>\n

 <\/p>\n

So what should you do to make sure you\u2019re protected?\u00a0 The best recommendation is to work with a local agent who can sit down and review your coverage line by line.\u00a0 We\u2019ll explain each item, make suggestions for gaps you may have in your coverage, and make sure that you know EXACTLY what you\u2019ve got!\u00a0 No more vague \u201cfull coverage\u201d nonsense.\u00a0 Call us today for a quote or to review your current policy!<\/p>\n

Zappia Insurance and Financial Group<\/strong><\/p>\n

Toll-Free 1-800-569-2867 – DuBois (814) 371-4901 – Pittsburgh (412) 265-6383<\/strong><\/p>\n

\"2016<\/a><\/p>\n

Thank you for voting us the 2016 Favorite Insurance Agency in the Tri-County Sunday and Courier-Express Readers’ Choice Awards!<\/strong><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

\u201cDo I have full coverage?\u201d is a popular question around our office.\u00a0 Clients often want to know if they have full coverage or liability only on their auto insurance policy.\u00a0 Unfortunately, there is no such thing as full coverage insurance!   Here\u2019s the problem – \u201cfull coverage\u201d has become a common term, but it can […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[11],"tags":[],"class_list":["post-342","post","type-post","status-publish","format-standard","hentry","category-car-truck-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t