{"id":240,"date":"2015-07-23T07:30:07","date_gmt":"2015-07-23T07:30:07","guid":{"rendered":"http:\/\/www.keystoneinsurance.us\/?p=240"},"modified":"2015-06-29T03:23:29","modified_gmt":"2015-06-29T03:23:29","slug":"9-ways-to-save-on-auto-insurance","status":"publish","type":"post","link":"https:\/\/keystoneinsurance.us\/?p=240","title":{"rendered":"9 Ways To Save on Auto Insurance"},"content":{"rendered":"

\"July<\/a><\/p>\n

Looking for ways to keep your auto insurance premiums manageable? \u00a0Here are 9 ways you can save on your insurance (without sacrificing coverage.)<\/p>\n

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    \n
  1. Driving Record<\/li>\n<\/ol>\n

    Your driving record plays a big role in how much you pay for insurance. By keeping a\u00a0clean record for 3-5 years, you can save hundreds of dollars! Be a cautious driver, don\u2019t\u00a0speed, and you’ll lower your premiums.<\/p>\n

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      \n
    1. Driving Course<\/li>\n<\/ol>\n

      Defensive driving courses are an easy way to achieve an extra discount. They can also\u00a0help keep a ticket from showing up and messing up your clean driving record. Make\u00a0sure to call us before taking the class if you’re using it for a discount so we can verify\u00a0that your policy qualifies.<\/p>\n

       <\/p>\n

        \n
      1. Anti-Theft Devices<\/li>\n<\/ol>\n

        Installing an alarm or other anti-theft device can lower premiums on your vehicle. Make\u00a0sure to discuss all features with us, sometimes even power locks and a remote can\u00a0count!<\/p>\n

         <\/p>\n

          \n
        1. Your Credit Score<\/li>\n<\/ol>\n

          While insurance uses a different formula then the credit bureaus, your credit still affects\u00a0the rate you pay. Good credit can save you hundreds (even thousands) on your\u00a0premiums! Make sure to review your report on a regular basis and have any mistakes\u00a0corrected.<\/p>\n

           <\/p>\n

            \n
          1. Where You Live<\/li>\n<\/ol>\n

            Rural areas pay less for insurance than the big cities do. It’s all about risk and with a\u00a0large population, there is more chance for an accident. Therefore, where you choose to\u00a0live can impact your rates. Consider visiting with us before purchasing a home if you\u2019re\u00a0concerned about the costs (it is based on the zip code).<\/p>\n

             <\/p>\n

              \n
            1. Your Vehicle<\/li>\n<\/ol>\n

              The vehicle you choose to purchase also makes a difference! Some vehicles cost a lot\u00a0more to repair than others, which drives up their rates. Easy way to avoid buying a\u00a0money-sucker? Call us first and let us quote the vehicle before you sign on the dotted\u00a0line.<\/p>\n

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              1. How Often You Drive<\/li>\n<\/ol>\n

                If you take public transportation and only drive on the weekend, you’ll pay less than\u00a0someone with a long commute. Make sure to review your annual mileage and daily\u00a0commutes with us (especially if they change) so that you can receive the extra savings.<\/p>\n

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                1. Raise Your Deductible<\/li>\n<\/ol>\n

                  A higher deductible (your out of pocket cost in a claim) means a lower monthly rate. If\u00a0you have $1000 in savings and could afford to use it if you had an accident, then you\u2019ll\u00a0save on your insurance cost by having a $1000 deductible instead of a $250. We can\u00a0help you review the costs and benefits in your specific situation.<\/p>\n

                   <\/p>\n

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                  1. Your Agent<\/li>\n<\/ol>\n

                    And the best way to save? Work with a local agent! You’ll get the coverage you need\u00a0plus you’ll have an advocate working on your behalf to find the best rate, all the\u00a0discounts, and an easy explanation of any gaps in your coverage. It’s the #1 way to control\u00a0your risk, maximize your savings, and protect your family.<\/p>\n

                     <\/p>\n

                    We want to be your agents. Call us to discuss your policy today.<\/p>\n

                    Zappia Insurance and Financial Group<\/p>\n

                    Du Bois (814) 371-4901<\/p>\n

                    Pittsburgh (412) 265-6383<\/p>\n

                    Toll-Free 1-800-569-2867<\/p>\n","protected":false},"excerpt":{"rendered":"

                    Looking for ways to keep your auto insurance premiums manageable? \u00a0Here are 9 ways you can save on your insurance (without sacrificing coverage.)   Driving Record Your driving record plays a big role in how much you pay for insurance. By keeping a\u00a0clean record for 3-5 years, you can save hundreds of dollars! Be a […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[11,10,9],"tags":[46],"class_list":["post-240","post","type-post","status-publish","format-standard","hentry","category-car-truck-insurance","category-homeowner-tips","category-insurance-tips","tag-save-money-on-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t